Without reading this article, I would have pursued a different route. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. Tax Foundation. When you use a quitclaim deed, you're only transferring any ownership interest you have. Box 885 One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Phone Number: 269-673-0390 You, as the "grantor" -- the property owner -- make out a deed conveying title to two "grantees," yourself and your partner. "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! Bay City, MI 48708 Caro, MI 48723 Monroe, MI 48161 Accessed April 10, 2020. 341 S. Jefferson Room 201 http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds Next, obtain a quitclaim form from the county recorders office where the property is located. Box 377 Getting married does not automatically transfer a property to become a tenancy by entirety. Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. However, in practice, they may refuse regardless of who you're adding to your house title or why. https://www.montcounty.org/register-of-deeds.html, Muskegon County Register of Deeds https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds Or, it could be that you want the ownership of your property to go to your child in the event of your death. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. P.O. Fax Number:517-264-4543 Department of Public Works Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. Phone Number: 231-882-0016 Otherwise, married couples usually claim property as tenants by the entirety. https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds A transfer on death (TOD) deed. Marie, MI 49783 Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. Using a quit claim deed is often the simplest method of bringing on another owner. 120 North Main http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds Phone Number: 989-348-2841 You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. Fax number: 906-663-4660 You can also find out by contacting the tax assessor's office in your county. It's revocable. http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds Strike a line through any verbiage on the deed that does not apply to your circumstances. This could result in far lower capital gains taxes. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Phone Number: 517-264-4538 Room 136 A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. 250 E. Huron Avenue, Room 203 173 East Apple Avenue If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds Box 367 Phone Number: 989-832-6820 Articles Real Estate Deeds Made Easy Since 1997. Escanaba, MI 49829 Part 1 Understanding How It Works Download Article 1 Contact your lender. 200 N. Moore Street % of people told us that this article helped them. White Cloud, MI 49349 422 W. Lake Street "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. We use cookies to make wikiHow great. unlocking this expert answer. However, this action can have a financially devastating outcome if you don't prepare in advance. 151 E. Huron Street http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds Phone Number: 906-337-2229 Fax Number: 989-275-8640 He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. The form will include a blank for your name, the names of the people to whom you want to transfer the property, and the legal description of the property (which you can copy from your old deed). "Estate Tax." The notary will need to verify your identity. Phone Number: 989-785-8079 Box 388 There are four common ways to hold title to real estate in Michigan: Tenants in Common. https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds Fax Number: 810-768-7965 Phone Number: 231-839-4967 Ext 203 Courthouse 100 W. Main Street Petoskey, MI 49770 Phone Number: 231-592-0148 Fax Number: 517-546-5966 Tawas City, MI 48764 https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds P.O. It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. Roberts and Roberts, L.L.P. Depending on your financial situation, this issue may cause you to reconsider making the addition. Phone Number: 517-788-4350 Phone Number: 989-317-4089 Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. If your lender agrees not to enforce the clause, get the agreement in writing. Fax Number: 989-344-3223 For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". This most simple answer is yes. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Fax Number: 616-994-4521 Fax Number: 231-627-8453 We use cookies to make wikiHow great. Eagle River, MI 49950 Fax Number: 231-398-3544 The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds 1101 Beach Street, Room 138 Corunna, MI 48817 Evaluating Financial and Legal Consequences, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/v4-460px-Add-Someone-to-Your-House-Title-Step-1.jpg","bigUrl":"\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/aid9653557-v4-728px-Add-Someone-to-Your-House-Title-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"