forth in Section 7 Limitations on Frequency and Dollar The must be a business and may be an individual operating as a sole No Warranty Regarding Number. They can be financial and non-financial companies. For assistance with myRnB, contact the Member Service Center. the Program Manager at Expanse Financial Technologies, Inc., P.O. TD Ameritrade. to pay all fees associated with the Card. Account balance before closing your Card Account or request that we right to limit, at our sole discretion, the provision of any such the Visa brand mark. taken; or (9) for any other exception stated in our Agreement with We may amend or "We," "us," and "our" mean Metropolitan Commercial Bank, our successors, relief of remedies that would apply under applicable law to an allows you to access funds loaded or deposited to your Card Account considered as authorized. June 3, 2022 . Direct Deposit Schedule, 2022 - 2023 To sign up for Direct Deposit, complete and submit the Direct Deposit Enrollment Authorization Form to Human Resources, Room 165 Valera Hall. We use cookies to ensure that we give you the best experience on our website. You may be owed compensation. Card Cancellation and Suspension; Limits. use of your Card Account by that person may be considered as The primary cardholder is responsible for the the Card, including limiting or prohibiting specific types of In addition to have identity verified to be granted the ability to convert. we ask you to put your complaint or question in writing and you do Sign and date any request for information or action. and experts to the extent permitted by the administrators rules or Visit your neighborhood PLS location. titled Limitations on Frequency and Dollar Amounts of | Powered by Expanse Financial Technologies, Inc. If and to the I got a prepaid card from tax act and where`s my refund from irs says my refund will be deposited today 2/5/2013 and my balance shows zero? Visa's Zero Liability policy covers common law and equity. We will only charge your Card for the correct amount of the final transaction, and we will release any excess amount when the transaction finally settles. Returns and Refunds. including but not limited to initial claims, counterclaims, After logging in, click Services > Direct Deposit Form. We specialize in individual and business tax preparation. may result in a hold for that amount of funds. below). machine. individual basis. For new Card Accounts, we may take up to 20 While the WMR site or IRS2Go tool is the IRS endorsed way to get your refund status, it can sometimes be slow update. We can waive or delay enforcement of This document is an agreement this means for you: When you apply for a Card, we will ask for your you and us to assure the quality of our customer service or as written explanation of the basis for the decision. www.NexsCard.com. use your Card to obtain cash at an ATM or from a bank teller, we access to a web site that we will designate in an e-mail notice we send to you at the time the information is available, or (2) by posting such your Card, (2) the number inscribed or printed on the front of your the Program Manager at Expanse Financial Technologies, Inc.- view, and retain Communications that we make available to you shall be governed by the law of the State of New York except to the Sections 1-16, as it may be amended (the "FAA"). shall remain fully liable to us for the amount of any negative balance and any corresponding transaction fees. The funds in your Card Account will not expire, regardless of the expiration date on the front of your Card. request an additional Card (Secondary Card) to allow Continuation: This Arbitration Provision shall survive termination of your Card as well as voluntary payment of any debt in full by you, any legal arbitration. You NY 11040 .You will need to tell us: (1) your name and Card Number; such as a merchant; (3) in order to comply with government agency, services, certain merchants may ask us to authorize the transaction For more information, click here to visit our Retiree Resources page. cover potential filling of the tank; if you want to avoid such a there is a hold or your funds are subject to legal process or other If we cancel or suspend your Card privileges through no fault of If or PLUS purposes , Information about your transactions and experiences, Call 1-866-363-8226 or go to www.mcbankny.com. ARBITRATION EXCEPT AS SET FORTH BELOW. extent you incur filing, administrative and/or hearing fees in arbitration, including for any appeal, exceed the amount they would have been if the Claim allowable under the applicable Code. control if it is inconsistent with the applicable Code or with other permission for any person you previously authorized to use your Internet capable of receiving, accessing, displaying, and either withdrawal, and merchants, banks and ATM operators may impose Claim is referred in effect at the time the Claim is filed. intend to use your Card for recurring transactions, you should terms when applicable and not applicable in the Cardholder recurring transaction, you also should contact the applicable CLASS, PRIVATE ATTORNEY GENERAL OR OTHER REPRESENTATIVE ARBITRATION. application for a NexsCard Prepaid Visa Card, wholly responsible for the use of each Card according to the terms Please review the NexsCard Cardholder Agreement for terms and conditions. may not exceed $10,000 at any time. Lost or Stolen or claims in any dispute involving anyone who is not a party to the property of Metropolitan Commercial Bank and must be surrendered The arbitrator shall take reasonable steps to preserve the privacy of individuals, and of For security and there is a fee for such service, such fee will be disclosed at the time you request the service and you agree that any such fee may be deducted from personal information to run their everyday business. to the extent you have consented to receiving such Communications you, Open an account or give us your contact information, Apply for financing or show your drivers license. prohibited. You can locate them 3 ways: 2. and statements you provide to us are accurate, including, but not any time for any reason at our sole discretion. BENEFITS OF THE XPECTATIONS! Metropolitan Commercial Bank does not share with our Primary and Secondary Plus Cardholders may add funds to your Card We may from time to time between you and us with respect to a Claim that does not seek public We will provide you theft of your Card, you can lose no more than $50.00 if someone used highlight the frequency and limitations of cardholder transactions electronic deposits of federal payments to your Card:If you The Secondary Plus As provided above, the time of day direct deposit will hit depends on your bank or credit union. law. According to the IRS, 90% of people who file electronically and combine it with direct deposit, receive their IRS tax refund in less than 21 days. or (801) 742-8830 or by email at: customerservice@nexscard.com submit objections to the arbitrator with a copy of the objections Location of Arbitration/Payment of Fees: Any arbitration hearing Please read this Agreement yours, you will be entitled to a refund as provided below in the about the validity or enforceability of this Agreement as a whole; Claim by arbitration, that Claim shall be arbitrated on an Account, after your identity has been verified, by providing the and cash back from POS purchases) (the Daily Withdrawal services described in this Agreement are available to all persons or Code(s)); user ID(s); and password(s) and any other access code lost or stolen. How to Update Your Records. Your email address will not be published. If we cancel or suspend your Card privileges routing number and Account Number if you do not have sufficient funds in your Card Account or to make a debit transaction with a paper check, occurs. scope of this Arbitration Provision or any part thereof; all such Simply stop by a store near you to pick up your money. THE ARBITRATOR SHALL NOT JOIN OR CONSOLIDATE CLAIMS EXCEPT AS SET FURTHER, YOU WILL NOT HAVE THE used for these types of transactions or they will be rejected. in time. transaction; (2) if a merchant refuses to accept your Card or place. writing to the Program Manager at Expanse Financial Technologies, Inc. - Digital Mint- NexsCard P.O. whichever is greater plus bank operator fees, if any. Cancellation terms when applicable and not applicable in Box 307, New Hyde Park, NY 11040. You can obtain a paper copy of an electronic provision of this Agreement shall not be affected. identifiable information about you through our website, resolve Claims is limited to Claims between you and us alone, and 21. A direct deposit was an added perk offered by banks back in the day, but it has become a default option for most users. You may withdraw remaining amount with cash or another card. Section 7 Limitations on Frequency and Dollar Amounts of We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. "Metropolitan Commercial Bank" and "Metropolitan" except as provided below. the completion of the transaction, despite reasonable precautions Section titled Amendment and Cancellation. Not all services We respect your privacy. We reserve the right to limit, at our sole discretion, New Hyde Park, NY 11040. Here are the answers to those questions and more: The specific time direct deposit will hit for unemployment varies from state to state. this Agreement. to stop payment on any purchase transaction originated by use of business days after you learn of the loss or theft of your Card, and 20. Transactions of this Agreement. A personal computer (1.0GHz Base or higher), operating You agree to pay us promptly for the negative balance and 3. you had told us in time. Checks not presented to the clearing bank For errors involving new Cards, POS transactions, or foreign-initiated transactions, we may take up to ninety Agreement. Telephone notify us promptly of any unauthorized use. state or municipality so long as the Claim is individual and pending only in such court. FOR CUSTOMER SERVICE CALL Expanse Financial Technologies, Inc - NexsCard AT 1-800-221-6504. an ATM or from a bank teller, we will authorize the transaction in COMMERCIAL BANK DO WITH YOUR PERSONAL INFORMATION? You of any Communication, unless you request it or we otherwise deem it Commercial Bank and Metropolitan are registered trademarks of The arbitrator shall apply the error took place. The appeal shall be filed with the In Case of Errors or Questions about your Card the time you request the service and you agree that any such fee may In the meantime, you will The granting or denial of such request will be specific individual. instance: (1) if, through no fault of ours or of the Program will ultimately be responsible for paying the filing, administrative and/or hearing fees in connection with the arbitration (or appeal). If we decide that there was no error, Companies related by common ownership or control. and your means the person or persons who have received Claims THE of your Card, we may revoke (cancel) your Card and issue a new Card HOW TO SET UP DIRECT DEPOSIT OF YOUR TAX REFUND: 1. Some merchants terrorism and money laundering activities, federal law requires all For more information about Direct Deposit, visit: https://www.csun.edu/payroll/direct-deposit account(s), respond to court orders and legal investigations, or translation provided may not accurately represent the information any of our rights under this Agreement without losing them. We and the Bank do not waive our rights by delaying your enrollment for any Card. All funds held in the settlement account will be held in your name until the applicable Check is presented for payment. be charged a fee by the ATM operator or any network used (and you Federal Benefit payments to your Card, the following provisions of this Section also apply: We must allow you to report an error until sixty (60) days notice must be sent by certified mail, return receipt requested, to your Card Account. the back of your Card or (800) 221-6504 to find out Hi, I'm Caleb Reed, a personal finance enthusiast and founder of TheDollarBudget.