Almost any Class 1 to Class 8 truck or trailer is eligible for funding. And yes, everything in between. Normally we would need to put a portfolio together to obtain any financing, but you guys made it simple and quick. Mack Trucks to Reenter Medium-Duty Market, Top 5 Best Headsets For Truck Drivers 2023, How To Get A New International Semi-Truck, Republican Senators Fight Against EPA Truck Rule, National Weather Service Expects Crazy Week in Midwest. Sometimes, lenders will require applicants to get a cosigner to guarantee the loan as a way of mitigating their risk of lending to you. We understand that life happens, and that you are more than just a number. Bad Credit and Semi Truck Financing. Step 1: Determine your budget. PAUL 8187 BANDERA RD SAN ANTONIO TX 210-254-4244- CELL/TEXT MON-SATURDAY 10AM- 7PM. Since 1997 Capital Solutions has provided semi truck financing for truckers with bad credit. Packages starting as low as $69.95! We pay repairs at off-site approved shops at 50% covered parts & labor for the first 30 days with a maximum labor rate of $100 per hour. We're Affordable! 713-675-8585. Purchase your truck, or trade up! Due to the nature of the trucking business, many truckers have issues that immediately disqualify them from these typical lending institutions. Watch the short video below to learn how our Truck Layaway Program works. Put more money down. Semi Trucks ready to be put to work. 4. It takes just minutes to fill out our secure, confidential credit application. 4 Hillman DriveSuite 104Chadds Ford, PA 19317Phone: 800-932-2274Fax: 610.558.4882, Copyright 2000-2023CAG Truck Capital | Privacy Policy, When researching truck financing lenders, ask yourself Am I dealing with a Jack of all trades loan broker, or am I working with an, CAG Truck Capital is the #1 Truck Financing and, Check out our helpful tips for startup trucking businesses, Check out our high mileage truck loans with built-in overhaul option. Truckers with bad credit, recent bankruptcy, or a history of late payments may still qualify. -- Student Housing Loans If you are hell-bent on finding a lender that does not run a credit check, tread very carefully. 99K views 3 years ago 100% NO Credit Check - Semi Truck Leasing and Financing. We at TopMark Funding get asked this a lot, and since the customer is always right, we thought it would be good to write an article and derive a ballpark answer for people. The down payment for the bad credit semi truck financing is determined by several factors including: - The cost of the unit (10% minimum) - 100% of applicable taxes and fees. We even offer semi truck loans with bad credit and no money down. Also, if you need a cosigner, this step can hold up the approval process. Once you fulfill an application and get pre-approval after the soft credit check, you can shop dealerships for the truck or trailer that best suits you. We customize our semi-truck financing programs including our bad credit semi-truck financing program to meet your needs. -- Multifamily Loans Since lenders cannot rely on your creditworthiness, they need this down payment to prove you can afford your monthly payments. Collateral is something that you own, which the lender deems valuable, such as real estate or business equipment. -- Working Capital We approve them all every day! Your email address will not be published. Well get to work immediately to get you approved for the truck you need fast! Tow Hitch, Cargo Box Lights, Rear Camera, Streaming Audio, Push Button Start! Lines of credit available for equipment . Take a few minutes to fill out the online application. However, there are a few main differences between the two. When it comes to the Halo Capital Group, they are all about making dreams a reality. 0, I want to get financing for my business equipment. Absolutely, CAG Truck Capital specializes in truck financing for startup trucking businesses or for new owner-operators just getting into the trucking business. There is also the risk these companies are predatory and looking to lure in desperate people who need money but cant go anywhere else. Put the power of Texas Truck Sales to work for you on the road to success with over 150 trucks in stock. Over 1,000 used trucks of all makes and models in MHC Truck Source's inventory. FreightWaves Ratings reference a list of approved sources for use of research to support editorial research and drafting. We provide financing options for large trucking companies with good credit and a fleet of trucks as well as single truck owner operators with challenged credit? 228-273-1147 Contact Us Contact Us Please enter your basic information and a Customer Specialist Representative will contact you. Step 4: Review and analyze listings. We have great rates, low down payments, and flexible monthly payments regardless of credit history. Where to?Home Give us a call now for more details and pricing! We provide financing options for large trucking companies with good credit and a fleet of trucks as well as single truck owner operators with challenged credit? We understand that people make mistakes that can damage their credit standing. post; account; favorites. For more than 40 years, CAG Truck Capital has been considered the best semi-truck financing company for owner-operators with any credit bad to great and everything in between. Yes we do. Customer service rep will work with you to understand your semi-truck preferences and pricing to identify the best option available to you. 2022 BAD BOY MAVERICK HD 4800 For Sale in Paris, Texas at TractorHouse.com. We loan our own money and make our own credit decisions. To succeed in the trucking industry, it helps to be able to get the capitalto purchase semi trucks should the opportunity to become involved or expand your participation in the industry present itself. We have helped many people get commercial truck loans with bad credit. Applying at Mission Financial Services is a better option for those who are suddenly struggling, not those with a long history of bad investments and recurring late payments. CAG Truck Capital is an excellent choice for anyone who needs or wants a semi-truck and has found themselves in a bind with bad credit. Whether it's work trucks for hauling, pulling other vehicles, managing waste, or lifting loads and personnel with a boom, commercial trucks cover virtually every industry imaginable. We Finance Semi-Trucks Of Any Make & Model Commercial truck leasing is one of the easiest ways into truck ownershipespecially if you have less-than-perfect credit. One good way is to start using a credit card for purchases. Now, for those who have found themselves in a sudden rut around the time they were preparing to finance a semi-truck, the outlook may look bleak. !WE PAY BY LOADS, FOR LONG HAUL average $3.0 PER MILE-We hire for dedicated lanes from Reno, NV to Los Angeles, CA and from Petaluma, CA to San NEW OWNER OPERATORS OFFER--- WE PAY UP TO $3.5 per mileFor Owner Operators and Authority HOLDERS ONLY!!! We make it simple, so you can get back to running your business. Contact First Choice Today at 888-637-0054 x4. Most first-time buyers will need a 20% to 30% down payment to purchase a semi-truck. ", Older Semi-Trucks Considered For This Program. Because theres more to your business than a credit score. Locations -- Merchant Cash Advance Just like our other programs requiring high credit scores, we look at the depth of the . CAG finances start up trucking companies each and every day, even with bad credit. -- Office Building Loans Certain restrictions apply. Banks typically offer the lowest rates, which can start around 5%. The Equipment Financing Specialists, Inc. Used semi trucks okay, age will depend on type of truck, etc. Buying directly from a dealer typically has a better outcome than other options.4. There are still options for you even if it means a lender looking into your report. It is advised to take the time to research the different options online so that you can get your Semi Truck Financing before making a final decision on which one to choose. Securing a semi truck loan with bad credit is still possible. Our sleeper heavy duty tractors - also known as sleeper semi trucks, semi tractors, big rigs - are available as single or tandem drive axles with a sleeper area. ClearPath Financial Services, LLC 17 Bear Run Woodbury, CT 06798 Toll Free: 866-505-5449 Phone: 203-405-2286 Fax: 203-405-2287 E-Mail: info@clearpathfinancing.com, Minimum 25% Down Payment or Trade-In Required, "Thank you for making our purchase a smooth transaction. . Step One. ET, or email them with your questions. We have financing options for semi-trucks, commercial trucks, trailers, and small businesses. We have financing options for drivers with bad credit and no credit at all. Typically an individual with bad credit will need a higher down payment of up to 50% or some type of collateral. Or visit our website at www.ownatruck.com for our additional inventory. Most detailed used semi-truck inspection around, Access to repair shops at discounted rates, First class customer service and technical support, You CHOOSE weekly, semi-monthly, or monthly payment options. (217) 924-4104 | 401 highway view ave montrose, il 62445 HOME Truckers with bad credit, recent bankruptcy, or a history of late payments may still qualify. While requirements vary by lender, most financing companies will expect a credit score of at least 600, although 660 is far more sought after. Helping Business Owners Like You Grow Your Fleet and Increase Your Revenue! Whether you are looking to finance a Peterbilt, Kenworth, Volvo, Mack, Freightliner or International, no one makes getting a truck loan easier than CAG! You can expect to see most loans for around 7 years. No matter what manufacturer truck you are looking for, CAG can provide quick and easy approvals for bad credit, great credit and everyting in between. This field is for validation purposes and should be left unchanged. post id: 7594569774. The phrase no credit check semi-truck financing sounds too good to be true for some people looking for a new truck. -- How to Get Approved Inspecting your semi truck and finalizing paperwork is the last stop before you are rolling and making money. FAQ, Types of Loans Offered: Step 3. At the same time, unless you like the idea of paying more than half upfront, it literally pays to have a higher credit score. Dont feel discouraged. ClearPath Financial has both a Bad Credit Semi-Truck Loan Financing program and a Bad Credit Heavy Equipment Financing program. -- Doctor Loans At the end of the lease, the driver either parts ways with the truck or purchases the truck under a lease-to-own agreement. For bad credit commercial truck loans we have many options to help clients design reasonable plans to fit their needs and their budget. Bad Credit Commercial Truck Financing & Loans BC - Bad Credit Truck Dealerships BC - used commercial trucks bad credit. ", "Thank you so much for all your help. window.location.href = jQuery(this).val(); YOU NEED TX DRIVERS LICENSE,PROOF OF INCOME & RESIDENCE. $1 purchase option at end of terms. If you want to brush up on your credit knowledge before checking out the ins and outs of semi truck financing with no credit checks, head on over to read The Truckers Guide to Understanding Credit. Texas Truck Sales works with over 40 licensed lenders, some restrictions may apply. Many semi-truck financing companies also offer insurance for new semi-trucks as an add-on. 2022 7 Guage commercial deck Bad Boy MZ Magnum 48" zero turn lawn mower with a Kawasaki motor 19 hours on the clock! Its not the score alone, its the content of the credit as well, Nick said. These lenders provide you with the funds and help organize the purchase of your equipment. Typically, we are looking for stronger credit profiles, comprised of well-paid installment debt. We're Safe! Offer is valid on retail sales only. Both our programs are similar in nature. - $33,500 (Danbury, IA), WANTED!!!!! In House Financing, no credit check.2005 Freightliner Columbia Flattop Single Bunk Dual Seat, Caterpillar C-13 Engine Rebuilt with paperwork at 561,560mi Total 917,000mi on truck, Super 10 Speed Tr Biz Loans We have Selected Trucks in this program with average down payments required between $1,000 to $6,000 minimum, with A, B, C, & D credits. 1 Offer valid on select Penske used vehicles. Best Rates & Fast Funding Get Approved for $250k Within 24 Hours - Application Only! We can finance trucks sold through either private sales or through truck dealers nationwide. From vendor equipment to heavy equipment and yes semi-trucks, too. Millions of buyers are looking for their next Truck on Commercial Truck Trader this month! We offer a wide variety of quality used trucks, new & used trailers at Mid Illinois Equipment Sales. Get Approved Today! Yes! If you have bad credit and need or want a semi-truck, you arent alone. No Money Down, No Credit Check Truck Financing? About Our Lease Purchase Program: We have helped countless owner-operators start their small business by getting them into trucks at affordable rates. Custom Wordpress websites designed & built by 28South. This is the 2022 Bad Boy 48" zero turn Maverick HD commercial lawn mower with a Honda EFI engine with 100 hours and a commercial donaldson filter (like they use in 100k skidders and tractors). We specialize in commercial trucking and heavy equipment. -- Motel Loans -- Farm Equipment Loans We have a 99.9% auto loan approval rate! Thats where we can help. Specializing in commercial vehicle financing, First Capital Business Finance helps trucking company start-ups and established businesses alike get the funding they need to grow. It has an aluminum 3 door cab rack and aluminum Ali deer bumper. Truck Lenders USA is the countrys leading commercial truck financing company. This way, truck financing is considered secured financing and allows you access to lower interest rates, longer terms, and much bigger loan amounts. MANY WITH FACTORY WARRANTY. And not only that, but Halo Capital Group is one of the only companies offering a semi truck financing bad credit no money down option. Find out how much your business can qualify to receive today! it's ok to contact this poster with services or other commercial interests. Call Us CALL US: (503) 227-3153 Title Loan Application TITLE LOAN PRE-APPROVAL FORM - $999,999 (Hot Springs, Arkansas). British Columbia Commercial Truck Financing Bad Credit Approvals on used cars, truck, suv's and vans Langley. -- Farm Loans Find a cosigner. Yes! Many different truck lease to purchase options available. 9343 North Loop East Houston, TX 77029 Wells Fargo offers commercial transportation financing options starting at $100,000. We are a leasing company that provides short term, affordable commercial or semi truck leasing programs to independent contractors throughout the Southeast. -- Corporate Loans, Small Business Loans for Companies Across the US. !WE PAY BY LOADS, FOR LONG HAUL average $3.0 PER MILE-We hire for dedicated lanes from Reno, NV to Los Angeles, CA and from Petaluma, CA to San Diego, CA and th Barry Motor Company LLCaddress: 309 Highway 175 Danbury IA, 51019phone: (712) 291-3689 ext 8text: Text 8 to (712) 291-3689 for more details link: http://12715.commercial-trucks.net/p/41857579/2/22102981/8 contact: Brian Barry SEMI TRUCKS DAYCAB WE WANT TO BUY YOUR USED EQUIPMENT!! cars & trucks - by dealer. mobile, AL > cars & trucks - by dealer . As their website says, our only consideration is if you can succeed. Therefore, offering some type of collateral may be the nudge and confidence they need to allow the loan with bad credit. Its all weve done for almost four decades. Getting semi truck financing with bad credit can be challenging if you dont know where to look. If you are looking for a new semi but have questions, here are some of the most frequently asked questions we receive. THIS IS A REAL COMMERCIAL LOAN YOU CAN PAYOFF EARLY AND REPORTS TO CREDIT!Do you have Credit issues? Especially when you need equipment financing, but have bad credit. WE HAVE OVER 100 VEHICLES IN INVENTORY. We not only make it possible to finance a commercial big truck with bad credit, we make it easy. But Mission Financial Services looks at your credit report entirely, instead of the number on the screen. jQuery(document).ready(function(jQuery){ We have a team of professionals ready to help. WE HAVE 2009 TO 2015 CARS, TRUCKS AND SUV'S WITH LOW TO AVERAGE MILEAGE. -- Loan Requirements They understand how challenging it is to get a semi-truck loan, especially when struggling with bad credit. 5 Best Used Pickup Trucks for Bad Credit Buyers. Yes, when you finance a truck with CAG, we report to the major credit agencies, which helps rebuild your credit. CAG can help with truck financing, even with a current tax lien. 2. With semi-truck financing, you can be on your way to building a commercial vehicle fleet. We know the exact steps you need to take to get commercial truck financing for bad credit. -- Taxi Medallion Loans A bad credit rating can make it extremely challenging to find financing of any kind. Menu . Instead of purchasing the commercial vehicle outright, they pay back the loan. This option allows truckers more flexibility and lower upfront costs than a dealership could offer. Home Find the nearest location to you. Contract Transport Services Next up is Contract Transport Services (CTS). Call (888) 565-6692. . Check out our inventory of Freightliner, Kenworth, Peterbilt, and International semi trucks for lease. Flexible terms and down payments. -- Short Term Loans hidden. Commercial Truck Financing - Semi Truck Financing Home Trucks For Sale Project Trucks Featured Sold Trucks Layaway Program Financing EZ Truck Financing Overhaul Financing Testimonials Contact Account CALL 1-TED-ROAD-DOG 1-833-762-3364 Home Trucks For Sale Project Trucks Featured Sold Trucks Layaway Program Financing EZ Truck Financing All in all, Smarter Finance USA is prepared to offer top-notch quality service. The Truckers Guide to Understanding Credit. Beyond TopMarks financial expertise, we also have the details of all funded transactions at our disposal. January 30, 2011. Charlotte Used Semi Trucks for Sale | SelecTrucks SelecTrucks of Charlotte View Inventory About Staff Financing SelecTrucks of Charlotte Phone: (866) 839-7975 Hours: M-F 8:00 AM - 5:00 PM Sat. $2500 down, 375 per week, for 104 weeks. But all Truckers are unique so ClearPath Financial offers a number of different Semi Truck Financing Programs to meet every situation. Bad Credit? Credit Requirements: No minimum credit requirements, Minimum Percentage Down Payment: Between 20% and 30%, Loan Terms: Depends on variables such as the condition, value, and age of the vehicle. -- Retail Loans LRM Leasing has been around for over 35 years now and prides themselves on offering their clients with leasing and financing that requires no credit check. Here is how you can finance a semi-truck even when you have bad credit:1. We are proud to have assisted thousands of owner-operators and know trucks and trucking inside and out. All rights reserved. 100% tax write off. Additionally, if you own your current truck or trailer free & clear, we can help. Also available for sale is a 2019 53' Vanguard fancy max cube for $52,800. Many Makes and Models Available. What options are open for me? Plenty of financial companies will simply deny you based on a FICO score. Our loans range between $10,000 and $10,000,000 and no personal collateral is required. You'll have to choose from their used or certified pre-owned inventory, but you'll have a workable financing plan in place . Equipment lending companies secure the debt borrowed with the very equipment that was purchased. New 6:00 am Were not here for the short-term, were on the long-haul with you! In House Financing, no credit check.2005 Freightliner Columbia Flattop Single Bunk Dual Seat, Caterpillar C-13 Engine (Rebuilt with paperwork at 561,560mi) Total 917,000mi on truck, Super 10 Speed Transmission, Dual Fuel Tanks (120 gal and 90 gal, Airslide 5th wheel, Jake Brake, Fresh DOT inspection, In House Financing (we work with good credit, bad credit and no credit). Watch Video Step Two. Contact us if you have a less than stellarFICO scoreand are in need of a commercial trucking loan. TopMark Funding Can Help! Houston 9343 North Loop East - Houston, TX 77029 Phone: (713) 675-8585 Fax: (713) 675-3600 get directions Dallas - Coming Soon We can go up to ten years on Freightliners, Internationals, Volvos, We can go older on Peterbilts and Kenworths, There are exceptions depending on the condition of the truck, You can purchase the truck from any dealer, auction, or private party, Tractor trailer financing packages; one approval, two checks, If you pre-qualify(final approval comes within about 24 hours and we have a 94% approval rate with our underwriters), How the process will go, application to funding, And, of course, answer any questions you may have. When a company leases a semi-truck, they essentially rent the vehicle for an agreed-upon period of time. jQuery("select#top-dropdown").change(function(){ Get qualified for commercial truck financing in less then 24 hours! Also, Mission Financial Services simple interest contracts have limited terms that allow you to build loan equity quickly, and truckers can even pay their loans while on the road. Center Languages: English SelecTrucks of Charlotte 4440 N. Graham Street Charlotte, NC 28206 United States Get Directions There are three things to consider when figuring out your payments on a semi-truck: the down payment, interest rate, and loan term. WE BUY SEMI TRUCKS AND HEAVY EQUIPMENT!!! New special in house financing is available for Houston, San Antonio, and Dallas residents, with a minimum down payment of $4000.00 Some conditions apply, please call for details. What could your company do today with an additional $10,000 to $2,000,000+ ? Buy directly from a dealer. We have already highly recommended your services to other business owners in our area. You have the option of applying for a lease or financing on a semi-truck, and they work to approve you. Click the link below to download a PDF version of the application that you can fax to us. About Us -- Truck Factoring We provide semi financing for bad credit to great credit We finance semi-trucks of any make and model We finance new or used over the road trucks purchased anywhere Great Financing Rates For Great Credit! Commercial truck financing provides you with cash that you can use to buy one or more new or used semi trucks. If you need a tractor and you need it now, we can get you on the road in that new truck FAST! Whether you need a commercial truck loan or just some extra cash to grow your trucking business, Trucker Capital can help. New and pre-owned tractors. -- Business Vehicle Loans Check out our high mileage truck loans with built-in overhaul option. If a lender does offer a program like that, you should proceed cautiously as this is outside the norms of the lending world. We have helped many people get commercial truck loans with bad credit. Thats one of the reasons we do bad credit truck financing. Offer is subject to vehicle availability and Penske's standard sales requirements. If you have bad credit, you can still secure semi-truck financing. Our truck financing and leasing terms ensure that you can continue to grow your business profitably. We have a team of professionals ready to help. See Completed Trucks Step Three. Download an Adobe Acrobat (*.pdf) version of our application which you can fill out offline and fax to us. Skip to content Truck Financing. Tameron Honda Inc has good news for those with bad credit! We're not a bank - make our own credit decisions We can work with bad credit, even bankruptcy! Designed by Elegant Themes | Powered by WordPress, Best Bad Credit Semi Truck Financing Companies. Heavy equipment financing bad credit: does it exist? Both semi truck financing and leasing can help owner-operators and fleets of any size get the trucks they need to operate their trucks or their businesses. A Better Used Trux offers financing for customers with bad credit. About Us: If you give us a call well help you obtain much needed capital with no credit as well. For the fastest approvals for semi-truck financing and bad credit truck title loans, click Apply Onlineand start the process today by completingoursafe andsecure credit application. Inspecting your semi truck and finalizing paperwork is the last stop before you are rolling . Financing new semi truck owners is another challenge with banks and non-trucking finance companies. In some circumstances, having a cosigner can be enough to seal the deal. It has 3400 serviceable transmissions, very comfortable $1000 suspension seat, paired with a front and rear suspension system . Lease to Purchase semi trucks No Credit Check - $2500 (Indianapolis, IN), Semi-Trucks For Sale all Across America, We Finance Semi Trucks and Heavy Equipment. We will walk you through the entire process. Real Estate Perry Funding LLC offers financial solutions for owner-operators who are trying to secure semi-truck financing with bad credit. Copyright 2023. As a common sense lender, this financing company will assess your entire financial situation and respond with a decision within four hours. !WE OFFER TWO OPTIONS: CONSIGN DIRECTLY TO US ~ we market your items to buyers around the globe!! 2023 LRM Leasing. The Ryder Used Vehicle Sales Advantage: . If you don't mind, Mr. Bissa, can you give us a little about your background and your company's in the truck and owner . Post your Truck in just a few minutes. window.location.href = jQuery(this).val(); Agriculture Whether for work or pleasure, owning a semi-truck when youre in need of financial assistance can be difficult. YES! LONG HOODS TRUCKS EZ FINANCING WITH ANY CREDIT! Special First Time Buyers Program $0 down; $49 per month for first 90 days BROWSE LOCAL TRUCK INVENTORY or call 855-785-9874 for more details. BAD CREDIT OK!!!! Another great way to begin building a credit history is through the financing of a used semi truck. And loans for purchasing a commercial truck are generally sizable, meaning you'll need to get creative in the types of commercial truck financing you seek. What it means is an individual was able to get a loan for their vehicle purchase without having the lender look into their borrowing history. Bad credit or no credit is usually not a problem! With no minimum credit score requirements we can work with all different types of credit issues while providing all the benefit of a commercial truck lease such as: Low or no down payments. Many owner-operators are extremely frustrated when applying for a loan with a traditional bank or even a credit union. -- Golf Course Loans That should not bar good people from getting an opportunity to succeed. 8187 BANDERA RD. Whether you are a seasoned business owner with excellent credit or a startup with a few bumps along the way, we have equipment loan financing programs for semi-trucks, trailers, restaurants and more! -- Taxi Business Loans -- How to Raise Capital -- Interest Rates Trucking is a very lucrative industry. Sleepers and Daycabs. Repayment terms for trucks from 24 to 72 months depending on your business needs. As a direct lender, there is no intermediary, and flexible payment schedules ensure that you can obtain financing that works for your business. Absolutely, and here are the best equipment lenders for good & bad credit. You can use a Wells Fargo commercial truck loan to buy or lease many different types of equipment (new or used . Plus, new owner-operators may benefit from an insurance plan offered by their loan provider. -- Bad Credit Equipment Loans Due to the large amounts of money often needed to purchase a commercial truck, longer repayment terms desired, and the advantages a secured loan present, equipment lenders are the ideal companies to work with for semi-truck financing. -- Inventory Loans Customer service rep will work with you to understand your semi-truck preferences and pricing to identify the best option available to you. If you have made all of your payments on time towards a home or car, this is a plus. HASSLE FREE APPROVAL Call Now! Our only consideration is if you can succeed. This is another issue that will vary by lender. Meaning, if you get approved for semi truck financing, your truck will be the collateral for the financing itself. No Problem According to Edmunds.com, the Ram 3500 is a top pick in the heavy-duty truck segment thanks to its refined interior, forgiving ride, and tremendous towing and hauling capabilities. Here is an aggregation of funded transactions in 2019, anonymously comparing FICO scores with upfront payment % of the equipment purchase deals. That said, the average cost for a new semi-truck is around $150,000. Having a high credit score does not automatically mean you will not have to pay money upfront, people with 506 FICO have gotten 0% upfront and people with 806 FICO have gotten 20% upfront, but it certainly increases your odds. Post your Truck in just a few minutes. Commercial and Semi Truck Financing Bad Credit, No Credit Providing commercial and semi truck financing for owner-operators and companies with bad credit since 1996. As a result of the struggling economy affecting so many American families, ClearPath has gained an expertise in bad credit semi-truck loans and bad credit heavy equipment financing. We are experiencing higher than normal call volume, if you need assistance please send us a private message on Facebook @LRMLeasing so we can best serve you Message us(Opens in a new tab/window). We know you are more than just a credit score; in fact we don't go by credit in order to approve you. With over 40 years in business, our inventory and customer service speaks for itself. Credit Requirements: Minimum credit score of 675 for truck financing, Minimum Percentage Down Payment: Low down payment options available, Funding Speed: Application-only approval within hours, Loan Maximum: $250,000 for the application-only program.