As far as the free give-aways from USCCA; I think they have one for brand new first time members, but that item changes around every 4 months or so, so if it was at one time a bag/kit, it could change months later; From their store, if one buys a certain total cost of items, sometimes they have a gift . Probably the single best bargain in support of the 2nd Amendment. Good Luck & Stay Safe. - U.S. I hold an Elite membership with the USCCA and I wouldn't think of anywhere else. A criminal-you are at a distinct disadvantage. I ordered one for me and one as Christmas present. It will be fine just to have in my car tho, There is a lot of good stuff in the kit! One fairly large online survey I saw said that the number of CCW holders who ever actually had to pull their weapon (not use it, just pull it) was somewhere around 2 percent, over their entire lives. I carry often, and the need for just in case insurance is something that will give me piece of mind. I dont want to need something and have it fail. I would like to see a copy of the actual policy. Since 2004, the goal of the U.S. Defensive Carry thread with a lot of good info. I have the same question plus. Thanks Eric, and thank you for all of the great information you bring to us. This was such a good what. But no, it's by me who did some research before settling with USCCA. Im sure it will come in handy in the future! But my advice is the same as the Platinum. anything extra and your USCCA @USCCA. On top of that there is a live webinar with experts from USCCA, outside experts, and an attorney who take live calls - all free. I signed up with them when you guys first reviewed them a while back and have not regretted it. You could source the individual components off of Amazon for less than $30. The additional Level 3 Protector Academy courses are quite goodas well as the three additional standalone courses that get much more in-depth. Discuss it with an experienced claims adjuster or attorney, because simple legal terms have big meanings. I like the fact I can cancell, ifI really need $. You use "thetrace.org" as a reference against choosing the "Texas Law Shield"? Therefore, if there is any ambiguity in the wording, it will be ruled against the person who wrote the contract -- the insurance company. -- $50,000 - criminal / $250,000 - civil for both NRA Carry Guard, and USCCA, The Trace does have an anti-gun slant, but their facts, in this case, are not incorrect. Copyright 2023 Pew Pew Media, Inc. All rights reserved. 7) full body zipper and a cross pack Velcro strap that runs top to bottom, CONS Prepared Americans should have one in their home, car, work, or anywhere else they or their loved ones plan to go. The antiseptic wipes that are inside are from Shandong Providence, China. USCCA Members are additional insureds under a policy issued to the USCCA by Universal Fire and Casualty Insurance Company, an insurance company with its principal place of business in Hudsonville, MI. Youre probably after the concealed carry insurance at this pointbut the courses are decent and you have a very nice 365-day guarantee. I was not arrested & allowed to go home after the event. I know its expensive but you have to make sure it worksand that you know the difference in recoil! you should read their fine print. I keep asking different instructors and others from USCCA but noone seems to be able to tell me for sure that the NYS DFS situations was rectified, and if so, how? Best.". I am well satisfied with this kit as a matter of fact I ordered another one. Done with Protector Academy? Eric if I recall correctly from the e-mails that USCCA sends me, they do cover citizens that do not have a CCW as well ( double checked my e-mail) but it appears they cover ones with out permits which would work for home defense situations, well not sure about the range part but lets just hope he doesn't shoot anyone at the range.. California leaves it up to the county sheriffs. Platinum: Was $30/month or $347/year now $39/month or $399/year. You are protected by a "Bullet Proof 365 day Guarantee". Do you need to be financially protected. I think it's the best deal out there, also. I have held my Sacramento county California CCW for over 20 years and luckily have only had to draw my weapon twice both times showing the attackers i was armed put an end to the situation. This write up convinced me to where I'm not a USCCA member. I feel a certain peace of mind knowing they can help me navigate through the legal minefield should a SD situation occur. I highly recommend to anyone that carries a firearm to belong to USCCA if it's offered in your State (not available in every State - surprisingly). The item may be . (No, I do not work for USCCA and no I do not get a commission. THX! USCCA Membership Cost Below is a breakdown of the USCCA Membership cost and discount for each level and what is included with your membership. When I contacted USCCA to upgrade, I was informed of my new cost per month. Hey Jim, not a lawyer, but looks like it. Decent quality but the compass was broken but usable. Prepare to adjust their filters. The highest tieryou get all the previous goodies AND even more courses. I currently have the NRA Carry Guard (it renews this month) and I looked over the USCCA policy and information about it and found it had many things I liked that are not in the NRA policy. Thank you. Both Washington and New York state gun owners have had an interesting battle with concealed carry insurance companies like the USCCA and NRA Carry Guard. Eventually I guess Ill go buy a tourniquet. I signed up with USCCA in 2014. Now I'm reading the insurance policy that you link to because in my day job, I teach insurance. They certainly don't deserve even one star. TheTrace might be a suspect source, but their information was vetted and cleared. But firstmore courses! Good company and great for the different levels of coverage to meet the needs/price point of different people. To be fair, I got this as a free gift for signing up for the insurance, so for me it didnt cost anything. Any comments about this would be appreciated. Our legal system is broken why take a chance. The Feb 24 2019 article states you went with CCW Safethis article says you've been with USCCA for quite some time? So, if you go to a jury trial, expect to pay for it yourself, whatever. The representative with whom I spoke was nice enough but I don't think he really understood the reason I was asking for a copy of the Declaration page but was just reading from a script or canned answers. Per my attorney's instructions, am not able to provide the details. Eric, I edited to add some info about Law Shield and cannot get it to repost. Great update to the original. Should that ever happen, last thing I want hanging over my head is the possibility of being sued by my insurance company at their discretion to recover costs. I'm in Placer and received my CCW this month with virtually no hassle. USSCA is the final column titled "Other Insurance Product. The NRA problem ran into serious problems because it was allegedly providing insurance for criminal activities, which is considered against public policy. I haven't had to use it but it's a huge relief knowing I have it. These guys have too many restrictions. The coverages were close but he was a hard worker, smart, started the USCCA with basically nothing but an idea and made it what it is. ALSO LOVED THE COMPARISONS OF INSURANCES. This was such a good *write. USCCA offers three tiers of memberships, Gold, Platinum, and Elite. The flashlight is quite bright and if the survival pen would have worked, it was nice. My only wish was it would have the tourniquet like my first one did. FOIA (federal or state-style statues) are only applicable for actions filed against a government entity (not a private party) covered by the statute. Okmy favorite part of the Platinum tier. That's great to hear on the videosI haven't gotten around to them yet. Two different people writing the articles. Hey, did your consider an umbrella policy with your home/auto insurance provider? 2) because of so many weak/cheap items its NOT worth the price Thank you. You should be able to at least make a claim using the FOIA. You can add your spouse and children in the home for extra fees also includes all 50 states for a small extra fee, also has that coverage as well for an extra option. 3. We both carry and have been together over 6+ years. Thanks. I would be interested to know how many cases they have handled and what was the outcome or resolution of the cases. I appreciate the gift but looking at the price tag knowing the quality some of the items are theres no way I would pay that much! Sure, but does your umbrella cover up front costs of retaining a lawyer? I personally liked the stats that 86% of defensive shooting events occur between 9 and 15 feet. We already have an account registered for email address USCCA has a $250,000 payout limit. This kit is a high quality survival pack with room for you to add items of your choice. Of all the areas in the country, Communist NY is one of the states that you would need this type of insurance the most. What size batteries does the flashlight take? Hope I never have to use it. The United States Concealed Carry Association (USCCA) is one of the most talked-about concealed carry insurances on the market that provides a variety of benefits for gun owners who practice concealed carry. Does the NY State insurance rule apply to USCCA as well? I would never change to Carry Guard or any other program. gear. I see the NRA Carry Guard has a known national insurance carrier providing the coverage. We love this pack and everything in it. I'm very interested to dig into the details of the policy. You only give out the free lessons to FULL YEAR payor? Its surprising, and disappointing, that USCCA would advertise this kit and include it with its new members kit. The bag is great, pretty much everything inside it except for the paracord is low-budget stuff that wont hold up if truly needed. I also get a 10% LEO discount. Thought I would add to the discussion by including a link to a page that compares the top five companies. JMO. Does that mean if she is in the garage or out in the yard and needs to defend herself she wouldn't be covered? Matt David USCCA Membership Tiers I don't mean to speak for him but just putting in my 2 cents from experience. There should be a water filter too. Luke, that is incorrect. Those states have made it illegal for these companies to do business, hanging the gun owners there out to dry. I know that you can incur resistance in that regard from police departments but that usually stems from past experience with you and means that they may be petitioning the judge for a different action, It is a judge that will restrict or delay the return of your firearm in such cases that you were not convicted of whatever the offence was that the firearm was taken. Over all a decent product for a one time use. I am looking for a replacement for myself til I get moved out of Washington State in a couple of years. Very useful if needed hopefully wont but as the motto better to be prepared than not. In both cases i did not draw my weapon until they had pointed their weapons at me i never fired a shot. Content from Amazon Services LLC. Excellent and well researched article Eric, just what we needed to make our choice! I may have to switch to USCCA when my coverage expires unless they somehow redeem themselves. I feel better. Thanks Eric! I also did get this kit as a promo so while l it sounds like Im being picky Im more giving constructive criticism! Far as insurance I recall reading an article by an attorney. I don't know anything about insurance, but I do know business. It ended in the middle of March. You will receive your New Member Welcome packet in the mail within 15 business days after signing up, which will include your Member card with the 24/7/365 Attorney-Answered Emergency Hotline number on the back. Early in the USCCA policy there is reference to terms on the Declaration page (for example, the Each Claim Retention Amount) that are not fully explained or defined in the body of the USCCA policy. If I had not paid the extra $47/year, my spouse would only be covered for incidents within my home. All Rights Reserved. Im new to all this and would really like some instruction on how to use some of it. What does the + mean? would you know if a "significant other" would be covered? Now there is a great gun state, got my CCP with no problem. Why did you settle with them and not an umbrella policy on your insurance? They dispatch a support person directly to the site when possible. I know a guy that used to be a USCCA member that left because when he called for an incident was told by a lawyer that the member would have to PAY the lawyer to be represented aside from the membership he pays. Others pay only the premium to the bond (Court may require collateral to cover remainder), generally, 10%, up to: It was so embarrassing that I just took it off! Lisa, Corrine and Jennifer. Wish USCCA would sell the kit pictured in December 202 issue of Conceled Carry magazine. But you're rightthis article had an excessive amount of "so". What you share is re-assuring; and I was pleased that you re-enforced it.. #uscca #survivalkit #survival, https://www.usconcealedcarry.com/referral?id=MDAxNWIwMDAwMXJlNjR1QUFB&tID=5bf43111b0cd6 Anything that is ambiguous in an insurance policy is construed against the company. Please select your products below, then head over to your cart and enter the promotion code to get your complimentary products. It really felt that it was some content that was repurposed for the course. Click below for a FREE LESSON! The U.S. (verified owner) December 15, 2020. And rememberyou get my course no matter which tier you choose. But I wouldn't buy any of them. Today's reality as I understand it. However on par with concealed carry qualifications if your state requires those. Before diving more into setting up your own personal protection plan with the color codes of awareness and awareness of your surroundings. I went with the elite annual plan They told us all that basically if we didnt take advantage of signing up that day that we would be on our own and not offered their deal ever again. Very supportivehighly recommended. Does the same coverage apply? #7not trying our your defensive ammo in your gun. I am so sorry to hear that your Survival Kit arrived with a broken compass! Our Instructor Support Team is staffed with highly trained USCCA Certified Instructors and Training Counselors. Their hotline is staffed by attorneys (anything you say on the phone is covered by attorney/client privilege). guns & What does it cover? However, guiding others who trust our judgment in such an important matter as which CCW insurance to get is a huge responsibility (at least to me), so omitting the one detail in the discourse that could make all the difference is a significant fail in my book. In the insurance package; where if you PLEAD GUILTY OR FOUND GUILTY, you can be forced to repay everything back to the USCCA!!